larry heinkel free consultation
Is filing bankruptcy the right answer for you?
Or are there better options?
Do you want an attorney that puts your interests first?

The answer to these questions should come from someone like me who has (since 1983) helped hundreds of people just like you. I want to help you make the right decision for you and your family.

There are countless ads stating bankruptcy is the way to go. They shout - “Free consultation!” “Bankruptcy for $150.00.” You’re smarter than that. You know it makes no sense to place one of the most important decisions you will ever make in the hands of the low cost provider. People guided solely by price don’t hire me.

I’m retained by sophisticated clients who want an attorney who will carefully consider all available options. I’m hired by people who want individualized attention, by those who don’t want to be herded around like cattle and treated like a number. If you are that person, I am that attorney. In fact, we don’t even use a numbering system for our clients – just names, not numbers.
Some examples:
  • Credit Card Debt? Are you behind on your credit cards? Credit card companies do not want you to file bankruptcy. Something is better than nothing. We’ll assess your credit card debt. In some cases it may be better to try to settle your credit card debt for pennies on the dollar. Contact us today for a free 15 minute consultation.
  • Home Under Water? Is the amount you owe on your home more than it is worth? Chapter 13 may enable you to stay in your house, get caught up on your late payments, and may completely eliminate your 2nd mortgage!
  • Unpaid Employment Taxes? Are you a business owner behind in payroll or sales taxes? There are ways to work things out and you do not have to do this alone. Too many business owners attempt go it alone with an undesirable outcome. You need legal representation and we’re the right choice. Call us today for a Free 15 minute consultation.
  • Unpaid Income Taxes? Do you owe the IRS a lot of money? The IRS won’t go away, and the “pennies-on-the-dollar” advertisements you see are generally scams. The IRS will take whatever means necessary to get the money owed to it. The IRS can take your home, your paycheck, and your retirement - almost everything. Maybe you don’t owe as much as they say. Maybe you can bankrupt the tax debt (yes – file bankruptcy against the IRS). There are other options seasoned tax and bankrupt attorneys like us can apply to your situation.

We put your interests first.

  • Are you behind on your credit cards?
  • Upside down in your house?
  • Has your income drastically decreased?
  • Are you a business owner behind in payroll or sales taxes?
  • Have you been contacted by the IRS?

In Orlando-Daytona-Melbourne:

In Tampa Bay:

In Sarasota to Ft. Myers:


727.894.2099 or 813.600.5889


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Disclaimer: The purpose of this site is to present options available for resolving outstanding debt issues, not to provide legal or professional advice. Each person's case is fact dependent. You should not assume that any particular option discussed herein would apply in your case or be beneficial to you. You should consult with an experienced and licensed attorney to review the options that may be applicable to your fact pattern. Sending us an email or requesting information does not create an attorney-client relationship.

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Copyright 2010 Heinkel Law Group, P.L. All rights reserved. Contact us at 727-894-2099.